Proceedings of the International Conference on Sustainable Green Tourism Applied Science - Social Applied Science 2024 (ICoSTAS-SAS 2024)

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Determining Factors in Producer and Consumer Decisions to Use Digital Transaction

Authors
Ni Nyoman Aryaningsih1, *, I Made Bagiada1, Jeni Susanti1, Ni Nengah Lasmini1
1Accounting Department, Politeknik Negeri Bali, Badung, Bali, Indonesia
*Corresponding author. Email: nyomanaryaningsih@pnb.ac.id
Corresponding Author
Ni Nyoman Aryaningsih
Available Online 31 December 2024.
DOI
10.2991/978-94-6463-622-2_34How to use a DOI?
Keywords
Consumer; Decision; Digital Transaction Systems; Producer
Abstract

Systems Technological developments have changed individual behavior in carrying out economic activities. This behavior change occurs in the use of technology in carrying out transactions. The use of digital transactions is very popular among economic actors. This research aims to determine the determining factors for producers’ and consumers’ decisions in using digital payment systems. The data collection method uses a questionnaire. The research sample was 100 respondents from business actors and the public who use digital transactions. The research analysis technique uses MICMACTOR analysis. The research results show that the determining factors in choosing to use a digital transaction system include ease and status of transactions, fast display of transaction proof, smooth transactions, network connections, and transaction balances are known quickly. Furthermore, the intensity of digital transactions is mostly used, starting from SMS banking, internet banking, mobile banking, and e-wallet. It is hoped that the recommendations from this research will require a digital transaction risk study carried out by all economic actors as an important contribution to improving the national economy.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on Sustainable Green Tourism Applied Science - Social Applied Science 2024 (ICoSTAS-SAS 2024)
Series
Advances in Economics, Business and Management Research
Publication Date
31 December 2024
ISBN
978-94-6463-622-2
ISSN
2352-5428
DOI
10.2991/978-94-6463-622-2_34How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Ni Nyoman Aryaningsih
AU  - I Made Bagiada
AU  - Jeni Susanti
AU  - Ni Nengah Lasmini
PY  - 2024
DA  - 2024/12/31
TI  - Determining Factors in Producer and Consumer Decisions to Use Digital Transaction
BT  - Proceedings of the International Conference on Sustainable Green Tourism Applied Science - Social Applied Science 2024 (ICoSTAS-SAS 2024)
PB  - Atlantis Press
SP  - 305
EP  - 315
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-622-2_34
DO  - 10.2991/978-94-6463-622-2_34
ID  - Aryaningsih2024
ER  -