Proceedings of the 2nd International Conference of Strategic Issues on Economics, Business and, Education (ICoSIEBE 2021)

The Effect of Capital Adequacy, Market Risk, Credit Risk, Operational Risk and Liquidity on the Profitability (Case Study on Sharia Banks Registered in OJK Period 2010-2019)

Authors
Yulia Sandra Sari1, *, Anindya Ardiansari1, Syam Widia1
1Universitas Negeri Semarang
*Corresponding author. Email: yuliasandra@students.unnes.ac.id
Corresponding Author
Yulia Sandra Sari
Available Online 17 January 2022.
DOI
10.2991/aebmr.k.220104.033How to use a DOI?
Keywords
Bank Syariah; Profitability; financial performance; financial ratio; credit risk; Banking
Abstract

Banking is a financial institution that has a role in the financial system in Indonesia. The existence of the banking sector becomes important because in carrying out life in the community involves services from the banking sector. Banking is an institution that has a strategic role as a financial intermediary (financial intermediary) between parties who have funds (surplus funds) with parties who need funds (deficit funds), as well as institutions that function to facilitate payment-traffic. The Islamic banking sector has not escaped in the role and dynamics of banking in Indonesia. However, its existence still needs to be questioned. One of the bank’s health assessment efforts can be done through financial performance assessment. The financial performance of the bank can be seen from the profitability of the bank. This research aims to find out the health of Islamic banks in Indonesia using financial ratios. This study used data from 2010-2019 with 9 Islamic Banks sampled. Testing uses description analysis and regression. The results showed that NOM and BOPO had a significant influence on ROA in the Islamic banking sector in Indonesia.

Copyright
© 2022 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article under the CC BY-NC license.

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Volume Title
Proceedings of the 2nd International Conference of Strategic Issues on Economics, Business and, Education (ICoSIEBE 2021)
Series
Advances in Economics, Business and Management Research
Publication Date
17 January 2022
ISBN
978-94-6239-514-5
ISSN
2352-5428
DOI
10.2991/aebmr.k.220104.033How to use a DOI?
Copyright
© 2022 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Yulia Sandra Sari
AU  - Anindya Ardiansari
AU  - Syam Widia
PY  - 2022
DA  - 2022/01/17
TI  - The Effect of Capital Adequacy, Market Risk, Credit Risk, Operational Risk and Liquidity on the Profitability (Case Study on Sharia Banks Registered in OJK Period 2010-2019)
BT  - Proceedings of the 2nd International Conference of Strategic Issues on Economics, Business and, Education (ICoSIEBE 2021)
PB  - Atlantis Press
SP  - 218
EP  - 229
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.220104.033
DO  - 10.2991/aebmr.k.220104.033
ID  - Sari2022
ER  -