The Effect of Capital Adequacy, Market Risk, Credit Risk, Operational Risk and Liquidity on the Profitability (Case Study on Sharia Banks Registered in OJK Period 2010-2019)
- DOI
- 10.2991/aebmr.k.220104.033How to use a DOI?
- Keywords
- Bank Syariah; Profitability; financial performance; financial ratio; credit risk; Banking
- Abstract
Banking is a financial institution that has a role in the financial system in Indonesia. The existence of the banking sector becomes important because in carrying out life in the community involves services from the banking sector. Banking is an institution that has a strategic role as a financial intermediary (financial intermediary) between parties who have funds (surplus funds) with parties who need funds (deficit funds), as well as institutions that function to facilitate payment-traffic. The Islamic banking sector has not escaped in the role and dynamics of banking in Indonesia. However, its existence still needs to be questioned. One of the bank’s health assessment efforts can be done through financial performance assessment. The financial performance of the bank can be seen from the profitability of the bank. This research aims to find out the health of Islamic banks in Indonesia using financial ratios. This study used data from 2010-2019 with 9 Islamic Banks sampled. Testing uses description analysis and regression. The results showed that NOM and BOPO had a significant influence on ROA in the Islamic banking sector in Indonesia.
- Copyright
- © 2022 The Authors. Published by Atlantis Press International B.V.
- Open Access
- This is an open access article under the CC BY-NC license.
Cite this article
TY - CONF AU - Yulia Sandra Sari AU - Anindya Ardiansari AU - Syam Widia PY - 2022 DA - 2022/01/17 TI - The Effect of Capital Adequacy, Market Risk, Credit Risk, Operational Risk and Liquidity on the Profitability (Case Study on Sharia Banks Registered in OJK Period 2010-2019) BT - Proceedings of the 2nd International Conference of Strategic Issues on Economics, Business and, Education (ICoSIEBE 2021) PB - Atlantis Press SP - 218 EP - 229 SN - 2352-5428 UR - https://doi.org/10.2991/aebmr.k.220104.033 DO - 10.2991/aebmr.k.220104.033 ID - Sari2022 ER -