Comparison Analysis of LDR, NPL, ROA, CAR, and OER Before and During the Covid-19 Pandemic Period

DOI

10.2991/aebmr.k.211117.002How to use a DOI?

Keywords

CAR; LDR; NPL; OER; ROA

Abstract

This study aims to analyze the effect of the Covid-19 pandemics on the financial performance ratios of BPR Dana Nusantara Batam, the BPR with the best performance in the Riau Islands Province. In addition, this study uses Bank Indonesia Circular Letter No. 6/23/DPNP Year 2004 to categorize the achievement from the financial performing activities of the BPR. This research uses the case study method, followed by the analytical tool used on the SPSS Version 24, parametric statistics in the different T-tests, and nonparametric statistics through the Wilcoxon test. The results showed a significant difference in the performance of BPR Dana Nusantara in the context of achieving LDR and CAR before and during the pandemic. In contrast, the achievement of NPL, ROA, and OER did not experience significant differences. The LDR rises from the Good category to the Very Good category while NPL remains in a Good. Moreover, ROA remains in the Very Good, CAR remains in the Adequate, and OER remains in the Very Good criteria. As such, the financial performance ratios are in healthy condition, which concludes that the covid-19 pandemic did not bring a significant impact on the BPR Dana Nusantara Batam’s operational activities.

Copyright

© 2021 The Authors. Published by Atlantis Press International B.V.

Open Access

This is an open access article under the CC BY-NC license.

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TY  - CONF
AU  - Sri Ayuni
AU  - Bornok Situmorang
PY  - 2021
DA  - 2021/11/30
TI  - Comparison Analysis of LDR, NPL, ROA, CAR, and OER Before and During the Covid-19 Pandemic Period
BT  - Proceedings of the  International Conference on Management, Business, and Technology (ICOMBEST 2021)
PB  - Atlantis Press
SP  - 9
EP  - 16
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.211117.002
DO  - 10.2991/aebmr.k.211117.002
ID  - Ayuni2021
ER  -