Impact on the Financial Attitude to Financiers' Claim Willingness Based on Social Network Perspective

DOI

10.2991/icoeme-19.2019.33How to use a DOI?

Keywords

financial attitude; claim willing; financial circle; rigid payment

Abstract

The information of risk preferences, service satisfaction, the social network scale and relationship length of urban residents’ management of personal money was investigated in Guangdong province across 2017 and 2018. This paper uses Logit model to analyze the influence of these factors on the claim possibility of financiers. Results show that: the more prudent financiers are, the more likely they are to claim to the bank; the more satisfied financiers with the banking service, and the larger the scale of financial circles they have, the less likely they are to claim. It is also found that the higher the education level of financiers, the longer they are engaged in financial transactions, the more kinds of financial products they buy, the more comprehensive the risk of financial products reminded by bank staff, the less willing they will claim to the banks. Whereas, bank's promise of bottom guarantee will greatly increase the probability of claim.

Copyright

© 2019, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Yuliang Zhou
AU  - Jinfeng Li
PY  - 2019/06
DA  - 2019/06
TI  - Impact on the Financial Attitude to Financiers' Claim Willingness Based on Social Network Perspective
BT  - Proceedings of the 2nd International Conference on Economy, Management and Entrepreneurship (ICOEME 2019)
PB  - Atlantis Press
SP  - 157
EP  - 161
SN  - 2352-5428
UR  - https://doi.org/10.2991/icoeme-19.2019.33
DO  - 10.2991/icoeme-19.2019.33
ID  - Zhou2019/06
ER  -