Structural Modeling of MSME Women’s Finance Literacy in Pacitan

DOI

10.2991/aebmr.k.220602.044How to use a DOI?

Keywords

Finance Inclusion; Finance Literacy; Finance Decision Making; Women’s MSME in Pacitan

Abstract

This study will address to determine finance inclusion and finance literacy in making finance decisions which mediated by finance intentions toward women MSME in Pacitan.The reason is that the level of local finance literacy is still low in addition to the problem of contradicting the results of previous research. The sampling technique used is snowball sampling with a total of 150 respondents. The results of this study confirmed the effectiveness of structural modeling in the field of finance literacy research and succeeded in proposing a finance literacy model for MSME women. The results of the study indicate that finance intention is an important mediating factor for women entrepreneurs of SMEs in Pacitan in determining finance decisions. In addition, from the results of the SEM test, the strongest mediating effect occurs in the antecedent variable of finance inclusion, not finance literacy. This provides evidence that women who are MSME actors still need assistance in making finance decisions and to increase their literacy power by naturally over time.

Copyright

© 2022 The Authors. Published by Atlantis Press International B.V.

Open Access

This is an open access article distributed under the CC BY-NC 4.0 license.

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TY  - CONF
AU  - Ignatius Roni Setyawan
AU  - Ishak Ramli
AU  - Indra Listyarti
PY  - 2022
DA  - 2022/06/13
TI  - Structural Modeling of MSME Women’s Finance Literacy in Pacitan
BT  - Proceedings of the International Conference on Economics and Business Studies (ICOEBS 2022)
PB  - Atlantis Press
SP  - 332
EP  - 335
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.220602.044
DO  - 10.2991/aebmr.k.220602.044
ID  - Setyawan2022
ER  -