Proceedings of the International Conference on Economics and Business Studies (ICOEBS 2022)

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Analysis of Bank Health Level Using RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital) Method

Case Study at PT. Bank Mandiri (Persero), Tbk. 2018-2020

Authors
Yuliana Ineke Putri Sari1, Wuryaningsih Dwi Lestari1, *
1Management Department, Faculty of Economics and Business, Universitas Muhammadiyah Surakarta
*Corresponding author. E-mail:wdl126@ums.ac.id.
Corresponding Author
Wuryaningsih Dwi Lestari
Available Online 13 June 2022.
DOI
10.2991/aebmr.k.220602.042How to use a DOI?
Keywords
Good Corporate Governance; RGEC; Risk Profile; Bank Soundness Level
Abstract

This study aimed to determine the health level of PT. Bank Mandiri Tbk used RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital) method in the period the 2018-2020 period. The type of research used in this study was descriptive quantitative with a sample of Bank Mandiri which published in an annual hassle by PT. Bank Mandiri (Persero). The type of data source was secondary data. The study used the ratio approach analysis technique concerning the indicators included in assessing the soundness of the bank. The results of the Bank Mandiri health research in the period 2018-2020 showed the results of various Risk Profile indicators of Bank Mandiri in terms of the NPL ratio of 2.96% for the health category. Subsequently, the LDR value of 102.14% is categorized as unhealthy. Good Corporate Governance indicators with health criteria obtained a composite rating of 2. The Earnings indicator with a result of 1.85% was categorized as very healthy. The Capital indicator with a result of 20.58% was categorized as very healthy. Based on all aspects of RGEC assessment, Bank Mandiri soundness level was obtained with the average of the composite assessment showing bank soundness level was ranked 2 with a healthy bank condition.

Copyright
© 2022 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article distributed under the CC BY-NC 4.0 license.

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Volume Title
Proceedings of the International Conference on Economics and Business Studies (ICOEBS 2022)
Series
Advances in Economics, Business and Management Research
Publication Date
13 June 2022
ISBN
978-94-6239-582-4
ISSN
2352-5428
DOI
10.2991/aebmr.k.220602.042How to use a DOI?
Copyright
© 2022 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article distributed under the CC BY-NC 4.0 license.

Cite this article

risenwbib
TY  - CONF
AU  - Yuliana Ineke Putri Sari
AU  - Wuryaningsih Dwi Lestari
PY  - 2022
DA  - 2022/06/13
TI  - Analysis of Bank Health Level Using RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital) Method
BT  - Proceedings of the International Conference on Economics and Business Studies (ICOEBS 2022)
PB  - Atlantis Press
SP  - 321
EP  - 326
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.220602.042
DO  - 10.2991/aebmr.k.220602.042
ID  - Sari2022
ER  -