Practical Difficulties and Countermeasures of Small Credit for Poverty Alleviation Policy Based on the Perspective of Inclusive Finance

DOI

10.2991/icmess-18.2018.381How to use a DOI?

Keywords

Financial poverty alleviation; Small credit for poverty alleviation; Poor households; Inclusive finance

Abstract

Financial poverty alleviation is one of the important ways of targeted poverty alleviation. Small credit for poverty alleviation is a financial product tailored for the poor in China. It is also the most direct embodiment of the general financial concept. However, there is still a certain gap between the policy of microfinance credit and the concept of Inclusive Finance. In view of the problems in the implementation of the policy, the paper puts forward some suggestions for improving the small credit support, such as maintaining the sustainability of financial service, strengthening the construction of rule of law of rural finance, strengthening the credit management of farmers. The utilization efficiency of small credit promotes the inclusive financial system in China.

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Xiaowei Zhou
AU  - Qi Wang
PY  - 2018/06
DA  - 2018/06
TI  - Practical Difficulties and Countermeasures of Small Credit for Poverty Alleviation Policy Based on the Perspective of Inclusive Finance
BT  - Proceedings of the 2018 2nd International Conference on Management, Education and Social Science (ICMESS 2018)
PB  - Atlantis Press
SP  - 1722
EP  - 1724
SN  - 2352-5398
UR  - https://doi.org/10.2991/icmess-18.2018.381
DO  - 10.2991/icmess-18.2018.381
ID  - Zhou2018/06
ER  -