Study on Financing Risks Evaluation System of Private Lending to SMEs Basing on FAHP

DOI

10.2991/icmess-14.2014.11How to use a DOI?

Keywords

small and medium-sized enterprise, private lending financing, risk evaluation, fuzzy analytic hierarchy process

Abstract

Small and medium enterprises, as an increasingly important role in China's national economy, have difficulties in obtaining finance from formal financial support. So private lending becomes the main choice of the majority of SME financing at this stage,but financing risk should not be ignored. This article is to guard how to be against and control private lending financing risk from the small business itself. It first selects the relevant indicators to establish risk assessment index system and then uses fuzzy analytic hierarchy process (ahp) to determine the index weight and finally evaluates risk level. All in all this paper is trying to provide a method of reference to help the small and medium enterprises to acquire timely identification, accurate evaluation and effective control of financing risk.

Copyright

© 2014, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Qingguo Zhao
AU  - Jing Zhang
AU  - Lirui Zhao
PY  - 2014/01
DA  - 2014/01
TI  - Study on Financing Risks Evaluation System of Private Lending to SMEs Basing on FAHP
BT  - Proceedings of the 2014 International Conference on Management, Education and Social Science
PB  - Atlantis Press
SP  - 38
EP  - 40
SN  - 1951-6851
UR  - https://doi.org/10.2991/icmess-14.2014.11
DO  - 10.2991/icmess-14.2014.11
ID  - Zhao2014/01
ER  -