The Analysis of Comparison of Bank Health Level Through Capital Approaches, Risk Profile, and Earnings in Conventional State-Owned Banks and National Private Banks Listed in IDX Period of 2012–2016

DOI

10.2991/aebmr.k.200205.018How to use a DOI?

Keywords

bank, comparison, capital, risk, earnings

Abstract

The purpose of this research was to analyze the comparison of the soundness level of state-owned public banking with private-owned banking in Indonesia during the period 2012–2016. This research was conducted using the Capital approach with CAR ratio, Risk Profile with NPL & LDR ratios, and Earnings with ROA & NIM ratios. The sample of this study amounted to 8 banks consisting of 4 state-owned banks and 4 private banks. Normality testing uses the Kolmogorov-Smirnov test and hypothesis testing using the Independent t-test also Mann-Whitney test U-test. From the results of this study, it is known that there are significant differences in ROA & NIM ratios, while there is no significant difference in the CAR, NPL & LDR ratios. Whereas, based on the average CAR, NIM and ROA, state-owned-banks is better at a level of soundness compared to private-owned banks, and the NPL & LDR ratio of private-owned banks is better than state-owned banks.

Copyright

© 2020, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Iwan Firdaus
AU  - Sunia Hedy Qumaira
PY  - 2020
DA  - 2020/02/12
TI  - The Analysis of Comparison of Bank Health Level Through Capital Approaches, Risk Profile, and Earnings in Conventional State-Owned Banks and National Private Banks Listed in IDX Period of 2012–2016
BT  - Proceedings of the 4th International Conference on Management, Economics and Business (ICMEB 2019)
PB  - Atlantis Press
SP  - 87
EP  - 96
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.200205.018
DO  - 10.2991/aebmr.k.200205.018
ID  - Firdaus2020
ER  -