The Study on the Impact of Market Concentration Degree and Non-interest Income on Bank Stability

DOI

10.2991/ichssr-19.2019.73How to use a DOI?

Keywords

Market Concentration, Non-interest Income, Net Fees and Commissions, Bank Stability

Abstract

In this paper, the impact of market concentration and non-interest income on the stability of banks has been investigated based on the panel data of 17 Commercial Banks in China from 2007 to 2017. The results indicate that there is a significant negative correlation between the market structure concentration of banking industry and the stability of banks. For the current state of market structure concentration of commercial banks in China, the non-interest income and the stability of banks showed a significant negative correlation. The marginal impact of non-interest income on the stability of banks becomes weaker and weaker with the gradual decline of concentration. For different types of non-interest income, net fees and commissions income has deeper impact on the stability of banks. However, the impact of non-interest income is not consistent for different bank samples. For joint-stock banks, the marginal impact of non-interest income on bank stability is less.

Copyright

© 2019, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Xue QI
PY  - 2019/05
DA  - 2019/05
TI  - The Study on the Impact of Market Concentration Degree and Non-interest Income on Bank Stability
BT  - Proceedings of the 2019 5th International Conference on Humanities and Social Science Research (ICHSSR 2019)
PB  - Atlantis Press
SP  - 381
EP  - 388
SN  - 2352-5398
UR  - https://doi.org/10.2991/ichssr-19.2019.73
DO  - 10.2991/ichssr-19.2019.73
ID  - QI2019/05
ER  -