Proceedings of the 2019 5th International Conference on Humanities and Social Science Research (ICHSSR 2019)

The Impact of Population Aging on the Development of Commercial Life Insurance

Authors
Huichao Feng, Xuefang Han
Corresponding Author
Huichao Feng
Available Online May 2019.
DOI
10.2991/ichssr-19.2019.68How to use a DOI?
Keywords
Aging of Population, Pension Insurance, Commercial Insurance.
Abstract

With the increasingly serious aging problem in China, the single social security system has been unable to meet people's needs for pension, and the importance of commercial insurance has gradually emerged. Based on the panel data of 30 provinces in China from 2001 to 2015, this paper analyzes the impact of aging degree on the development of commercial life insurance, and further analyzes the different effects of aging degree on the eastern, central and western regions. In general, aging has promoted the development of commercial life insurance. Although the level of the development of commercial insurance in the eastern and central regions is higher than that in the western regions, the increase of the aging degree in the western regions has a more significant impact on the development of commercial life insurance. Therefore, while improving China's social security system, we also need to pay attention to commercial insurance, improve its mechanism of action, so that the two can better combine, and jointly face the aging crisis in China.

Copyright
© 2019, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 2019 5th International Conference on Humanities and Social Science Research (ICHSSR 2019)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
May 2019
ISBN
978-94-6252-730-0
ISSN
2352-5398
DOI
10.2991/ichssr-19.2019.68How to use a DOI?
Copyright
© 2019, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Huichao Feng
AU  - Xuefang Han
PY  - 2019/05
DA  - 2019/05
TI  - The Impact of Population Aging on the Development of Commercial Life Insurance
BT  - Proceedings of the 2019 5th International Conference on Humanities and Social Science Research (ICHSSR 2019)
PB  - Atlantis Press
SP  - 356
EP  - 362
SN  - 2352-5398
UR  - https://doi.org/10.2991/ichssr-19.2019.68
DO  - 10.2991/ichssr-19.2019.68
ID  - Feng2019/05
ER  -