Problems and Countermeasures of Rural Micro-credit

DOI

10.2991/icetss-14.2014.3How to use a DOI?

Keywords

rural financial rural credit financing constraints

Abstract

Micro-credit pushed by the rural financial institutions play a significant role in supporting the economic development and solving the three issues concerning agriculture, countryside and farmers. Pointing at the outstanding issues current micro-credit confront such as the inability to meet the strong demand for the loans from rural areas, slow cash flows and difficulty vulnerable farmers faced in application, this essay makes deep analyses in the reasons and put forward countermeasures to break the dilemma. There are four ways: accelerating the construction of rural financial institutions and outlets, lowering the threshold while improving the efficiency of loaning, perfecting rural credit legal system with reduced risks, expediting management mechanism innovation when focusing on the rural capital contradiction of supply and demand.

Copyright

© 2014, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Deng-lu He
PY  - 2014/11
DA  - 2014/11
TI  - Problems and Countermeasures of Rural Micro-credit
BT  - Proceedings of the 2014 International Conference on Education Technology and Social Science
PB  - Atlantis Press
SP  - 11
EP  - 15
SN  - 2352-5398
UR  - https://doi.org/10.2991/icetss-14.2014.3
DO  - 10.2991/icetss-14.2014.3
ID  - He2014/11
ER  -