Research on Credit Risk Agglomeration and Control about P2P Network Lending Platform

DOI

10.2991/icesame-17.2017.314How to use a DOI?

Keywords

P2P network lending; Internet finance; credit risk clustering

Abstract

P2P network loan industry which are rapid development has solved the problem that our country could not meet the financing needs of small and micro enterprises and personal financial needs. The explosive growth of the network-lending industry faced of significant credit risk of agglomeration and diffusion. In this paper, we analyzed the situation of credit risk accumulation and diffusion of P2P network lending platform under the current conditions, we put forward a clear access threshold of P2P lending platform, and established and improved the industry credit system, and built multi-level P2P credit supervision system Suggestions.

Copyright

© 2017, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Xiaohong Dong
PY  - 2017/06
DA  - 2017/06
TI  - Research on Credit Risk Agglomeration and Control about P2P Network Lending Platform
BT  - Proceedings of the 2017 2nd International Conference on Education, Sports, Arts and Management Engineering (ICESAME 2017)
PB  - Atlantis Press
SP  - 1459
EP  - 1462
SN  - 2352-5398
UR  - https://doi.org/10.2991/icesame-17.2017.314
DO  - 10.2991/icesame-17.2017.314
ID  - Dong2017/06
ER  -