Proceedings of the 2021 3rd International Conference on Economic Management and Cultural Industry (ICEMCI 2021)

The Impact of Internet Finance on the Systemic Risk of China’s Listed Commercial Banks

Authors
Hanyang Liu1, *
1Capital University of Economics and Business, China
*Corresponding author. Email: lhy0617@cueb.edu.cn
Corresponding Author
Hanyang Liu
Available Online 15 December 2021.
DOI
10.2991/assehr.k.211209.517How to use a DOI?
Keywords
Internet finance; Commercial bank; Systemic risks
Abstract

To explore the impact of Internet Finance on the systemic risk of listed commercial banks and maintain the stable development of the macro-financial market, this paper analysis the theoretical mechanism of Internet Finance and systemic risk of commercial banks and selects 16 listed commercial banks in China β. The results show that the development of Internet finance has a significant role in promoting the systemic risk of commercial banks. Users’ stickiness to Internet finance will aggravate the emergence of systemic risk of commercial banks. This enlightens commercial banks to innovate in business philosophy and business management to effectively reduce risks.

Copyright
© 2021 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article under the CC BY-NC license.

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Volume Title
Proceedings of the 2021 3rd International Conference on Economic Management and Cultural Industry (ICEMCI 2021)
Series
Advances in Economics, Business and Management Research
Publication Date
15 December 2021
ISBN
978-94-6239-483-4
ISSN
2352-5428
DOI
10.2991/assehr.k.211209.517How to use a DOI?
Copyright
© 2021 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Hanyang Liu
PY  - 2021
DA  - 2021/12/15
TI  - The Impact of Internet Finance on the Systemic Risk of China’s Listed Commercial Banks
BT  - Proceedings of the 2021 3rd International Conference on Economic Management and Cultural Industry (ICEMCI 2021)
PB  - Atlantis Press
SP  - 3161
EP  - 3171
SN  - 2352-5428
UR  - https://doi.org/10.2991/assehr.k.211209.517
DO  - 10.2991/assehr.k.211209.517
ID  - Liu2021
ER  -