Bank Competition and Enterprise Innovation

DOI

10.2991/aebmr.k.191217.169How to use a DOI?

Keywords

Bank competition, Enterprise innovation, Deregulation

Abstract

This paper makes use of the structural competition of the joint stock commercial banks and city commercial banks brought by the relaxation of China’s banking regulation at the prefecture-level level and the expansion of the number of business outlets, and empirically examines the impact of bank competition on corporate innovation activities. The study found that, overall, bank structural competition has a significant U-shaped effect on corporate innovation activities, that is, when the structural competition of banks has not exceeded the critical value, competition has a restraining effect on corporate innovation, and when the bank’s structural competition has exceeded the critical value, competition will have a positive effect on corporate innovation. The experience of this paper provides important evidence for revisiting and understanding the relationship between the Chinese banking system and corporate innovation.

Copyright

© 2019, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Zhiqiang Liu
AU  - Xianlin Zeng
PY  - 2019
DA  - 2019/12/20
TI  - Bank Competition and Enterprise Innovation
BT  - Proceedings of the 2019 International Conference on Economic Management and Cultural Industry (ICEMCI 2019)
PB  - Atlantis Press
SP  - 992
EP  - 998
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.191217.169
DO  - 10.2991/aebmr.k.191217.169
ID  - Liu2019
ER  -