Proceedings of the International Conference on “Changing of Law: Business Law, Local Wisdom and Tourism Industry” (ICCLB 2023)

Legal Protection for Banks in Cash Processing Cooperation Agreements with Cash Processing Service Providers

Authors
Anak Agung Suci Permatasari1, *, I Wayan Wesna Astara1, Ni Komang Arini Styawati1
1Master of Notary, Warmadewa University, Denpasar, Indonesia
*Corresponding author. Email: permatasarisuci22@gmail.com
Corresponding Author
Anak Agung Suci Permatasari
Available Online 31 December 2023.
DOI
10.2991/978-2-38476-180-7_13How to use a DOI?
Keywords
Legal Protection; Cash Processing; Bank; PJPUR
Abstract

The research objectives of this article are to analyze more deeply (1) arrangements for implementing cash processing cooperation agreements, and (2) legal protection for banks in cash processing cooperation agreements with Cash Processing Service Provider Companies. The type of research used is a type of normative legal research with statutory approaches, conceptual approaches, and case approaches. The results of the study show that (1) Arrangements for the implementation of cash processing agreements between the Bank and PJPUR have been regulated in Bank Indonesia Regulation Number 18/15/PBI/2016 concerning Rupiah Currency Processing Service Providers, (2) Legal protection for Banks in cash processing activities with PJPUR, can be in the form of preventive protection, namely that sanctions have been regulated for PJPUR who violate the provisions in accordance with Article 18 to Article 22 of Bank Indonesia Regulation Number 18/15/PBI/2016 concerning Rupiah Money Processing Service Providers. Preventive legal protection can also be in the form of strengthening the substance of the Cooperation Agreement, namely by including a clear insurance clause as a security guarantee for the Bank. Repressive legal protection can be found in clauses in agreements that contain dispute resolution in the future, which can be through litigation or non-litigation.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on “Changing of Law: Business Law, Local Wisdom and Tourism Industry” (ICCLB 2023)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
31 December 2023
ISBN
978-2-38476-180-7
ISSN
2352-5398
DOI
10.2991/978-2-38476-180-7_13How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Anak Agung Suci Permatasari
AU  - I Wayan Wesna Astara
AU  - Ni Komang Arini Styawati
PY  - 2023
DA  - 2023/12/31
TI  - Legal Protection for Banks in Cash Processing Cooperation Agreements with Cash Processing Service Providers
BT  - Proceedings of the International Conference on “Changing of Law: Business Law, Local Wisdom and Tourism Industry” (ICCLB 2023)
PB  - Atlantis Press
SP  - 109
EP  - 119
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-180-7_13
DO  - 10.2991/978-2-38476-180-7_13
ID  - Permatasari2023
ER  -