Analysis on the Current Situation of Personal Financial Management of College Students and the Countermeasures

DOI

10.2991/iccessh-19.2019.385How to use a DOI?

Keywords

personal financial management; college students; financial outlook; financial literacy

Abstract

By means of questionnaires and individual interviews, this paper investigates and studies the financial management consciousness and financial planning ability of college students, and puts forward the main problems existing in personal financial management of college students at present, such as weak financial management consciousness and knowledge, lack of risk prevention awareness and ability, neglect of increase income and saving expenditure, unreasonable expenditure structure, irrational consumption and increasing trend of students debt, the misconceptions in financial management, and so on. It is proposed that students themselves, schools, family and society should make joint efforts to take active measures to help college students establish correct consumption and scientific financial management concepts and improve their personal financial planning ability.

Copyright

© 2019, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Binren Yang
AU  - Manli Yang
AU  - Donghui Zhao
PY  - 2019/07
DA  - 2019/07
TI  - Analysis on the Current Situation of Personal Financial Management of College Students and the Countermeasures
BT  - Proceedings of the 4th International Conference on Contemporary Education, Social Sciences and Humanities (ICCESSH 2019)
PB  - Atlantis Press
SP  - 1797
EP  - 1800
SN  - 2352-5398
UR  - https://doi.org/10.2991/iccessh-19.2019.385
DO  - 10.2991/iccessh-19.2019.385
ID  - Yang2019/07
ER  -