Proceedings of the 2022 International Conference on Bigdata Blockchain and Economy Management (ICBBEM 2022)

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Study on the Effect of Mobile Payment in the Internet Financial Era - Based on Structural Equation Modeling

Authors
Yihong Xu1, Qian Zhang1, *, Yuhan Lou1
1Business School, Jianghan University, Wuhan, China
*Corresponding author. Email: zq0810@jhun.edu.cn Email: 1443714369@qq.com
Corresponding Author
Qian Zhang
Available Online 20 December 2022.
DOI
10.2991/978-94-6463-030-5_35How to use a DOI?
Keywords
Internet Finance; Mobile Payment; Aging; Digital Divide; SEM Model
Abstract

For understanding the factors that use of mobile payments by older people, especially helping them overcome many problems they face in using digital products in their lives, and helping improve mobile payments to become ‘age-appropriate’, breaking the digital divide, the study used a stratified sample and three-stage unequal probability sample to collect 521 elderly people, and statistical analysis with the help of SPSS24.0. In addition, constructing a structural equation model and analysing the correlation between the perceived value and willingness to use mobile payment among elderly people in Wuhan. The analysis shows that four conclusions “in the process of using mobile payment, ease of operation and security are two important factors for seniors to consider whether to use mobile payment”.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2022 International Conference on Bigdata Blockchain and Economy Management (ICBBEM 2022)
Series
Atlantis Highlights in Intelligent Systems
Publication Date
20 December 2022
ISBN
978-94-6463-030-5
ISSN
2589-4919
DOI
10.2991/978-94-6463-030-5_35How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Yihong Xu
AU  - Qian Zhang
AU  - Yuhan Lou
PY  - 2022
DA  - 2022/12/20
TI  - Study on the Effect of Mobile Payment in the Internet Financial Era - Based on Structural Equation Modeling
BT  - Proceedings of the 2022 International Conference on Bigdata Blockchain and Economy Management (ICBBEM 2022)
PB  - Atlantis Press
SP  - 334
EP  - 344
SN  - 2589-4919
UR  - https://doi.org/10.2991/978-94-6463-030-5_35
DO  - 10.2991/978-94-6463-030-5_35
ID  - Xu2022
ER  -