Model Development of Savings Behavior for Bali State Polytechnic Students

DOI

10.2991/icastss-19.2019.32How to use a DOI?

Keywords

saving behavior, financial literacy, financial inclusion, personal finance

Abstract

This research aims to determine the model development of savings behavior for Polytechnic students in terms of financial literacy, self-control, socialization of parents, peers, savings motive and income. This research is an associative study with a quantitative approach. The population in this study were 4,630 students from the three-year force of the Bali State Polytechnic. Samples taken were 98 students using proportional random sampling technique. Testing the analysis prerequisites includes tests of normality, linearity, multicollinearity and heteroscedasticity. The data analysis technique used is multiple regression analysis. The results showed that beside the peers variable is no effect in the model, there are a positive and significant impact of financial literacy, self-control, parental socialization, saving motives, and income on savings behavior of Bali State Polytechnic students.

Copyright

© 2019, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - I Made Widiantara
AU  - I Gede Iwan Suryadi
PY  - 2019/10
DA  - 2019/10
TI  - Model Development of Savings Behavior for Bali State Polytechnic Students
BT  - Proceedings of the International Conference On Applied Science and Technology 2019 - Social Sciences Track (iCASTSS 2019)
PB  - Atlantis Press
SP  - 252
EP  - 256
SN  - 2352-5398
UR  - https://doi.org/10.2991/icastss-19.2019.32
DO  - 10.2991/icastss-19.2019.32
ID  - Widiantara2019/10
ER  -