Proceedings of the International Conference on Applied Science and Technology on Social Science 2023 (iCAST-SS 2023)

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The Influence of Third Party Funds, Capital Adequacy Ratio, Non Performing Loans, and Return on Assets on Credit Distribution In Commercial Banks Listed on the Bei for the 2015–2022 Period

Authors
Rafiqoh Rafiqoh1, *, Chottam1, Nyoria Anggraeni Mersa1, Foster Maenaria Dachi1
1Accounting and Banking Department, Accounting Major, Samarinda State Polytechnic, Samarinda, Kalimantan Timur, Indonesia
*Corresponding author. Email: fiqopolnes@yahoo.com
Corresponding Author
Rafiqoh Rafiqoh
Available Online 15 February 2024.
DOI
10.2991/978-2-38476-202-6_22How to use a DOI?
Keywords
—third-party funds; capital adequacy ratio; nonperforming loans; return on asset; lending
Abstract

The purpose of this study was to determine the effect of third-party funds, capital adequacy ratio, non-performing loans, and return on assets on lending to commercial banks listed on the IDX in 2015–2022. The total population is 46 banking companies, and after going through several observations, 10 banking companies were determined to be the sample. This study uses a tool in the form of the computer software program IBM SPSS Statistics 20. The findings from the results of this study are that the Third Party Funds variable partially has a significant effect on credit distribution, the Capital Adequacy Ratio variable partially does not have a significant effect on credit distribution, the Non-Performing Loans variable partially has a significant effect on credit distribution, and the Return on Assets variable partially has no significant effect on credit distribution. Variable Third Party Funds, Capital Adequacy Ratio, Non-Performing Loans, and Return on Assets simultaneously have a significant effect on credit distribution.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on Applied Science and Technology on Social Science 2023 (iCAST-SS 2023)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
15 February 2024
ISBN
978-2-38476-202-6
ISSN
2352-5398
DOI
10.2991/978-2-38476-202-6_22How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Rafiqoh Rafiqoh
AU  - Chottam
AU  - Nyoria Anggraeni Mersa
AU  - Foster Maenaria Dachi
PY  - 2024
DA  - 2024/02/15
TI  - The Influence of Third Party Funds, Capital Adequacy Ratio, Non Performing Loans, and Return on Assets on Credit Distribution In Commercial Banks Listed on the Bei for the 2015–2022 Period
BT  - Proceedings of the International Conference on Applied Science and Technology on Social Science 2023 (iCAST-SS 2023)
PB  - Atlantis Press
SP  - 147
EP  - 154
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-202-6_22
DO  - 10.2991/978-2-38476-202-6_22
ID  - Rafiqoh2024
ER  -