Development of a Flexible Financial Planning Web-Based Application for Indigenous Communities at Village Credit Institution in Badung Regency, Bali

DOI

10.2991/assehr.k.220301.028How to use a DOI?

Keywords

Financial Flexibility; Flexible financial planning; Web-based application; village credit institution

Abstract

This research aims to develop a Flexible Financial Planning Web-based application For Indigenous Village Communities at Village Credit Institution (LPD) in Badung Regency, Bali. This research is a continuation and refinement of previous research results. This stage includes: revision to be more flexible, trial of the Financial Planning Web-based Application as well as measure user experience of forty eight respondents from six districts in Badung Regency, The Province of Bali. They are mostly customer of Petang LPD, Darmasaba LPD, Perang LPD, Padang Luwih LPD, Kedonganan LPD and Kutuh LPD. Some aspects are included in a questionnaire namely Eficiency, Perspicuity, Attractiveness, Stimulation, Dependability, and Novelty. Six validators as representatives of LPDs in Badung regency tested the application output to find out its validity. The results of the research show (1) Flexible Sn tables, Flexible Pn tables, and financial planning product Type III, Type IV as well as Type V which is available in Kutuh and Kedonganan LPD where its scheme is fixed deposit every month and some withdrawals of a certain value at a certain time are included in the financial planning web based application, (2) Twenty one items of cluster test are valid as a results of the trial. Finally, based on user’s experience then their perception on all aspects namely Attractiveness, Efficiency, Perspicuity, Dependability, Stimulation and Novelty got average scores above 3.50 and overall average score is 3.91 out of 5.0. It means the application are quite dependable, quite attractive, and quite efficient.

Copyright

© 2022 The Authors. Published by Atlantis Press SARL.

Open Access

This is an open access article under the CC BY-NC license.

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TY  - CONF
AU  - I Made Wijana
AU  - Anak Agung Putri
AU  - Suardani Suardani
AU  - I Ketut Suwintana
AU  - I Gusti Putu Fajar Pranadi Sudhana
PY  - 2022
DA  - 2022/03/04
TI  - Development of a Flexible Financial Planning Web-Based Application for Indigenous Communities at Village Credit Institution in Badung Regency, Bali
BT  - Proceedings of the International Conference on Applied Science and Technology on Social Science 2021 (iCAST-SS 2021)
PB  - Atlantis Press
SP  - 165
EP  - 172
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.220301.028
DO  - 10.2991/assehr.k.220301.028
ID  - Wijana2022
ER  -