Factors Affecting Loan Supply Behavior At The Sharia Business Unit Of Bank Sulselbar

DOI

10.2991/icame-17.2017.25How to use a DOI?

Keywords

Sharia Business Unit, Financing Volume, Deposit Funds, Placement, Profit Sharing

Abstract

The study was conducted to assist the Sharia Business Unit of Bank Sulselbar in an effort to increase sharia financing portfolio. The study examines four variables (deposit funds, cash, placement, profit sharing) that affect financing volume. The data were collected from quarterly published financial report in the period between December 2009 to June 2017 and Indonesian Statistical Report. With the use of multiple regression analysis to test the studied variables, it is found that deposit fund and GRDP affect positively and significantly to total volume of sharia financing, whereas cash and placement with other banks negatively affect the total volume of financing with insignificant score for placement. Interestingly, profit sharing ratio affects negatively and significantly to the total volume of sharia financing

Copyright

© 2017, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Andi Aswan
AU  - Jusni Jusni
AU  - Andi Ratna Sari Dewi
PY  - 2017/10
DA  - 2017/10
TI  - Factors Affecting Loan Supply Behavior At The Sharia Business Unit Of Bank Sulselbar
BT  - Proceedings of the 2nd International Conference on Accounting, Management, and Economics 2017 (ICAME 2017)
PB  - Atlantis Press
SP  - 335
EP  - 349
SN  - 2352-5428
UR  - https://doi.org/10.2991/icame-17.2017.25
DO  - 10.2991/icame-17.2017.25
ID  - Aswan2017/10
ER  -