Relationship between Ownership Concentration and Risk Taking of Listed Commercial Banks in China

DOI

10.2991/hss-17.2017.103How to use a DOI?

Keywords

Ownership Concentration, Commercial Banks, Risk Taking.

Abstract

Stable developments of commercial banks play an increasingly important role in national economic development. Moderate ownership concentration not only relates to the risk-taking degree of commercial banks, but also is the key to promoting the healthy development of the whole banking system. Using a panel data of Chinese 16 listed commercial banks over the period 2009-2014 and setting a panel model, this paper examines the relationship between ownership concentration and risk taking by OLS estimator. The results of regression show that ownership concentration has a significant positive effect on risk taking, and there is a inverted-U-shape relationship between the largest shareholding structure concentration and risk taking; while other variables such as State-owned share is also related to risk taking to some extent. Based on the empirical conclusions, this paper puts forward some guidelines to improve risk regulation and reform for commercial banks in China.

Copyright

© 2017, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Fang Liu
AU  - Ying Yin
PY  - 2017/02
DA  - 2017/02
TI  - Relationship between Ownership Concentration and Risk Taking of Listed Commercial Banks in China
BT  - Proceedings of the 2017 2nd International Conference on Humanities and Social Science (HSS 2017)
PB  - Atlantis Press
SP  - 596
EP  - 601
SN  - 2352-5398
UR  - https://doi.org/10.2991/hss-17.2017.103
DO  - 10.2991/hss-17.2017.103
ID  - Liu2017/02
ER  -