Proceedings of the 3rd International Conference on Financial Innovation, FinTech and Information Technology (FFIT 2024)

How Digital Inclusive Finance Affects the Urban-Rural Residents Income Gap in China?

Authors
Yanyan Wu1, Lei Xiao1, *, Hang Liu1
1School of Economics and Management, Kunming University, Kunming, China
*Corresponding author. Email: 391644664@qq.com
Corresponding Author
Lei Xiao
Available Online 19 November 2024.
DOI
10.2991/978-94-6463-572-0_21How to use a DOI?
Keywords
Digital inclusive finance; Urban-rural income gap; Population income
Abstract

Based on provincial panel data from 2013 to 2022, the Theil index for 31 provinces in china is measured, and the impact of digital inclusive finance on the urban-rural residents income gap is empirically examined using the two-way fixed-effects model. This study found that: (1) Digital inclusive finance significantly narrows the urban-rural residents income gap; (2) Sub-sample regression results indicate that inhibitory effect is more pronounced in the eastern region; (3) The level of economic development plays a crucial role in moderating the effect of digital inclusive finance on the urban-rural residents income gap. This study concludes that digital inclusive finance should be vigorously promoted, but the government should emphasize coordinated regional development when introducing relevant policies, implement differentiated development strategies, and optimize the development environment for digital inclusive finance.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 3rd International Conference on Financial Innovation, FinTech and Information Technology (FFIT 2024)
Series
Advances in Computer Science Research
Publication Date
19 November 2024
ISBN
978-94-6463-572-0
ISSN
2352-538X
DOI
10.2991/978-94-6463-572-0_21How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Yanyan Wu
AU  - Lei Xiao
AU  - Hang Liu
PY  - 2024
DA  - 2024/11/19
TI  - How Digital Inclusive Finance Affects the Urban-Rural Residents Income Gap in China?
BT  - Proceedings of the 3rd International Conference on Financial Innovation, FinTech and Information Technology (FFIT 2024)
PB  - Atlantis Press
SP  - 196
EP  - 203
SN  - 2352-538X
UR  - https://doi.org/10.2991/978-94-6463-572-0_21
DO  - 10.2991/978-94-6463-572-0_21
ID  - Wu2024
ER  -