Impact of commercial bank internal governance mechanism on credit risk: an empirical study based on China's listed banks

DOI

10.2991/febm-17.2017.135How to use a DOI?

Keywords

commercial bank; internal governance; credit risk; empirical analysis

Abstract

This paper systematically examines the impact of the internal governance mechanism of commercial banks on credit risk from the perspective of corporate governance of commercial banks. The results show that the proportion of the largest shareholder, the proportion of the state-owned shares, the nature of the largest shareholder are significant positively correlated to credit risk; the proportion of the independent directors, the size of the board of supervisors, executive compensation, management shareholdings are significant negatively correlated to credit risk; the relationship between the size of the board and the credit risk is not significant. Based on these empirical results, this paper puts forward some related policy recommendations.

Copyright

© 2017, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Mingwei Zhou
AU  - Changmei Xiong
PY  - 2017/10
DA  - 2017/10
TI  - Impact of commercial bank internal governance mechanism on credit risk: an empirical study based on China's listed banks
BT  - Proceedings of the Second International Conference On Economic and Business Management (FEBM 2017)
PB  - Atlantis Press
SP  - 1006
EP  - 1011
SN  - 2352-5428
UR  - https://doi.org/10.2991/febm-17.2017.135
DO  - 10.2991/febm-17.2017.135
ID  - Zhou2017/10
ER  -