Legal Risks of P2P Lending and Its Prevention

DOI

10.2991/emle-18.2018.144How to use a DOI?

Keywords

P2P lending; platform risk control and supervision; information disclosure system

Abstract

In 2015, the State promulgated a series of regulatory policies. However, the chaotic Internet finance and P2P lending lack a national law and regulation to regulate, and the entire industry is still in relatively vague legal supervision. Especially the barbaric rapid development and the frequent phenomena of “escape with money” in recent years have made this economic problem attract enough attention from relevant departments. The gap of law vacuum and the lack of supervision have made the orderly and healthy development of P2P lending platform face an urgent need for legal regulation. Faced with such situation, this paper starts with the relevant theories of P2P lending, analyzes the legal risk of P2P lending, and tries to propose corresponding legal countermeasures.

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Xiao Ling
PY  - 2018/12
DA  - 2018/12
TI  - Legal Risks of P2P Lending and Its Prevention
BT  - Proceedings of the 4th International Conference on Economics, Management, Law and Education (EMLE 2018)
PB  - Atlantis Press
SP  - 753
EP  - 758
SN  - 2352-5428
UR  - https://doi.org/10.2991/emle-18.2018.144
DO  - 10.2991/emle-18.2018.144
ID  - Ling2018/12
ER  -