Discussion on the Factors Affecting College Students’ Campus Loan Default from the Perspective of Behavioral Finance

DOI

10.2991/edmi-19.2019.20How to use a DOI?

Keywords

campus loans; college students; default factors; behavioral finance.

Abstract

Consumer finance is an important direction for the development of Internet finance in China, with the essential subjects being college students. The spread of campus loans among universities increasingly expands the college student consuming market, which has also led to more campus loan defaults and serious negative social impacts. From the perspective of behavioral finance, this article stablishes a factor model that affects college students’ campus loan default through literature review and case analysis, and proposes countermeasures to reduce the frequent occurrence of default on campus loans.

Copyright

© 2019, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Yue Yang
PY  - 2019/08
DA  - 2019/08
TI  - Discussion on the Factors Affecting College Students’ Campus Loan Default from the Perspective of Behavioral Finance
BT  - Proceedings of the 1st International Symposium on Economic Development and Management Innovation (EDMI 2019)
PB  - Atlantis Press
SP  - 133
EP  - 142
SN  - 2352-5428
UR  - https://doi.org/10.2991/edmi-19.2019.20
DO  - 10.2991/edmi-19.2019.20
ID  - Yang2019/08
ER  -