Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2023)

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Financial Technology Moderates The Influence Of Financial Literacy And Financial Self-Efficacy On Financial Management Behavior

Authors
Fadia Zen1, *, Sri Handayani Purvitasari1, Achmad Murdiono1, Lulu Nurul Istanti1
1Universitas Negeri Malang, Malang, Indonesia
*Corresponding author. Email: fadia.zen.fe@um.ac.id
Corresponding Author
Fadia Zen
Available Online 30 November 2023.
DOI
10.2991/978-94-6463-302-3_13How to use a DOI?
Keywords
Financial Literacy; financial self-efficacy; financial management behavior; financial technology
ABSTRACT

Advances in technology have made shopping very easy. Especially students, it is a generation that can easily access technology, so it is natural that students must be good at managing their finances and have a welfare orientation in the future. This study used an associative quantitative approach and used the population of S1 Management Study Program students, Faculty of Economics and Business, State University of Malang, totaling 894 students. The sampling method uses purposive sampling and is determined by the slovin formula with a sample of 100 respondents. Data collection techniques in this study used questionnaires. Based on the presentation of the results and discussion in this study, the conclusions that can be drawn are: 1) Financial management behavior is positively and significantly influenced by Financial literacy 2) Financial management behavior is positively and significantly influenced by Financial self-efficacy. 3) Financial technology is able to strengthen the relationship between financial literacy and Financial Management Behavior.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2023)
Series
Advances in Economics, Business and Management Research
Publication Date
30 November 2023
ISBN
10.2991/978-94-6463-302-3_13
ISSN
2352-5428
DOI
10.2991/978-94-6463-302-3_13How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Fadia Zen
AU  - Sri Handayani Purvitasari
AU  - Achmad Murdiono
AU  - Lulu Nurul Istanti
PY  - 2023
DA  - 2023/11/30
TI  - Financial Technology Moderates The Influence Of Financial Literacy And Financial Self-Efficacy On Financial Management Behavior
BT  - Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2023)
PB  - Atlantis Press
SP  - 93
EP  - 101
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-302-3_13
DO  - 10.2991/978-94-6463-302-3_13
ID  - Zen2023
ER  -