The Effect of Technology Literature, Financial Literature and Financial Technology on the Financial Performance of MSMEs in Purworejo Regency Moderated by Financial Inclusion

DOI

10.2991/978-2-494069-49-7_159How to use a DOI?

Keywords

Literacy; Financial Literacy; Financial Technology; Financial Inclusion; Financial Performance

Abstract

This study aims to examine the effect of Technological Literacy, Financial Literacy, and Financial Technology on MSME Financial Performance and the role of Financial Inclusion to moderate this relationship. The population in this study is 65 people. The data analysis used is Validity and Reliability, Data Normality Test, Multiple Correlation, Multiple Regression, Determination Test, Hypothesis Testing and Model Accuracy Test. The results of this study Technology Literacy Value -1.728 with a significance value of 0.089> 0.05. Financial Literacy value 4.195 with a significance value of 0.000 < 0.05, Financial Technology t value of -3.031 with a significance of 0.004 < 0.05, Financial Inclusion t value -1.392 with a significance of 0.169> 0.05. The value of the interaction between Technology Literacy and Financial Inclusion t value of 2,420 with a significance value of 0.020 < 0.05, The value of the interaction between Financial Literacy and Financial Inclusion obtained a t value of -3.392 with a significance value of 0.001 < probability 0.05. The local government should cooperate with academics from local universities to make real efforts to increase knowledge, especially for MSMEs in Purworejo Regency as an effort to increase knowledge and develop knowledge which includes Technology Literacy and Financial Technology as well as with the banking sector. For the creation of Financial Inclusion. It is hoped that if business actors understand the basic context, it will have a good positive impact, especially in improving their Financial Performance.

Copyright

© 2023 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Nur Siyami
AU  - Rusmiyatun
PY  - 2022
DA  - 2022/12/29
TI  - The Effect of Technology Literature, Financial Literature and Financial Technology on the Financial Performance of MSMEs in Purworejo Regency Moderated by Financial Inclusion
BT  - Proceedings of the 3rd Borobudur International Symposium on Humanities and Social Science 2021 (BIS-HSS 2021)
PB  - Atlantis Press
SP  - 942
EP  - 947
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-494069-49-7_159
DO  - 10.2991/978-2-494069-49-7_159
ID  - Siyami2022
ER  -