Banks Contribution to Promote Indonesian Financial Inclusion

DOI

10.2991/assehr.k.200529.204How to use a DOI?

Keywords

financial inclusion, branchless banking, MSMEs

Abstract

The Micro Small Medium Enterprise (MSME) sector in several other countries is considered to be able to overcome unemployment, supporting the community to be able to prioritize entrepreneurship in order to create a sustainable business and even better if from the development of MSME businesses also can create job field. Banks as an intermediary institution can reduce the unemployment rate and can promote the economic growth. This research is conducted by normative juridical research method, which is focused on the examining the application of the rules or norms in positive law. The purpose of this study is to provide recommendations for improving financial inclusion in Indonesia. Result of this study is the financial inclusion allows people to save for family needs, borrow to support a business, or build a cushion against emergencies. Having access to financial services is an important step to reduce poverty and inequality. So, branchless banking is one of an alternative method to extend the distribution channel of financial products, offering an integrated distribution model that facilities consumer access to financial services

Copyright

© 2020, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Tri Handayani
AU  - Lastuti Abubakar
PY  - 2020
DA  - 2020/05/04
TI  - Banks Contribution to Promote Indonesian Financial Inclusion
BT  - Proceedings of the 1st Borobudur International Symposium on Humanities, Economics and Social Sciences (BIS-HESS 2019)
PB  - Atlantis Press
SP  - 976
EP  - 979
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.200529.204
DO  - 10.2991/assehr.k.200529.204
ID  - Handayani2020
ER  -