Proceedings of the 5th International Conference on Community Development (AMCA 2018)

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Influence of Loan Interest Rate, Non-Performing Loan, Third Party Fund and Inflation Rate towards Micro, Small and Medium Enterprises (MSME) Credit Lending Distribution at Commercial Banks in Indonesia

Authors
Akhmad Darmawan
Corresponding Author
Akhmad Darmawan
Available Online July 2018.
DOI
10.2991/amca-18.2018.84How to use a DOI?
Keywords
Non Performing Loan, Third Parties Fund, Inflation Rate, Micro, MSME Credit Lending Distribution
Abstract

This study employs a quantitative study approach to determine the effect of Loan Interest Rate, Non-Performing Loan (NPL), Third Parties Fund (DPK) and Inflation Rate on Micro, Small and Medium Enterprises (MSME) Credit Lending Distribution of commercial banks listed in Indonesian Stock Exchange during 2013-2015 period. The analysis technique used in this study was multiple linear regression and used secondary data published by Indonesia Stock Exchange. There were 39 samples in this study taken by using purposive sampling technique. The result of the study showed that Loan Interest Rate, Non-Performing Loan (NPL), Third Parties Fund (DPK) and Inflation Rate have simultaneous effect on MSME credit lending distribution of commercial banks in Indonesia. The result defines that only Third Parties Fund has positive significant effect on MSME credit loan. Third Parties Fund has the biggest effect in this study while loan interest rate, NPL, and inflation rate has no effect on MSME credit lending.

Copyright
© 2018, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 5th International Conference on Community Development (AMCA 2018)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
July 2018
ISBN
978-94-6252-561-0
ISSN
2352-5398
DOI
10.2991/amca-18.2018.84How to use a DOI?
Copyright
© 2018, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

risenwbib
TY  - CONF
AU  - Akhmad Darmawan
PY  - 2018/07
DA  - 2018/07
TI  - Influence of Loan Interest Rate, Non-Performing Loan, Third Party Fund and Inflation Rate towards Micro, Small and Medium Enterprises (MSME) Credit Lending Distribution at Commercial Banks in Indonesia
BT  - Proceedings of the 5th International Conference on Community Development (AMCA 2018)
PB  - Atlantis Press
SP  - 308
EP  - 311
SN  - 2352-5398
UR  - https://doi.org/10.2991/amca-18.2018.84
DO  - 10.2991/amca-18.2018.84
ID  - Darmawan2018/07
ER  -