Proceedings of the 1st Annual Conference on Education and Social Sciences (ACCESS 2019)

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The Influence of Inflation and Interest Rates on Working Capital Credit of Micro Small and Medium Enterprises

Authors
Aris Munandar, Mistar Mistar, M. Rimawan, Nurul Huda
Corresponding Author
Aris Munandar
Available Online 28 August 2020.
DOI
10.2991/assehr.k.200827.084How to use a DOI?
Keywords
inflation, working capital credits, interest rates
Abstract

This study aims to examine the influence of inflation and interest rates on the distribution of working capital credits for Micro Small and Medium Enterprises (MSMEs) in West Nusa Tenggara Province (NTB). The study was conducted at Central Bureau of Statistics (BPS) and Bank Indonesia (BI) in West Nusa Tenggara Province with the literature study method and documents through the official website. The total population is taken during 10 years from 2009 to 2018. The samples are taken during 8 years from 2011 to 2018. The sampling technique used was purposive sampling technique. The analysis technique used was Predictive Analytics Software (SPSS) version 23. The results of the study showed that the inflation and interest rates have an influence on the distribution of working capital credits to Micro Small and Medium Enterprises (MSMEs) in West Nusa Tenggara Province (NTB). The influence of inflation and interest rates is not very significant on the distribution of working capital credit for Micro Small and Medium Enterprises (MSMEs) in West Nusa Tenggara Province (NTB). The inflation has a positive effect and interest rate has a negative effect on the distribution of working capital credits for Micro Small and Medium Enterprises (MSMEs) in West Nusa Tenggara Province (NTB).

Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 1st Annual Conference on Education and Social Sciences (ACCESS 2019)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
28 August 2020
ISBN
978-94-6239-047-8
ISSN
2352-5398
DOI
10.2991/assehr.k.200827.084How to use a DOI?
Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

risenwbib
TY  - CONF
AU  - Aris Munandar
AU  - Mistar Mistar
AU  - M. Rimawan
AU  - Nurul Huda
PY  - 2020
DA  - 2020/08/28
TI  - The Influence of Inflation and Interest Rates on Working Capital Credit of Micro Small and Medium Enterprises
BT  - Proceedings of the 1st Annual Conference on Education and Social Sciences (ACCESS 2019)
PB  - Atlantis Press
SP  - 334
EP  - 337
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.200827.084
DO  - 10.2991/assehr.k.200827.084
ID  - Munandar2020
ER  -